Find the best offshore investments on the internet

Internet Savings Accounts

Admin JHS — Wed, 21 Dec 2011 15:31:35 +0000

Do you have a little money you want to put into a savings account? Perhaps you are a little worried about having instant access to that money, but you do not want to be charged penalties for accessing the funds? Unfortunately for the human race when we have instant access to something we can forget about our longer term goals and go for a short term goal. In other words, when we can access our money with ease we think nothing of taking a few pounds here and there out of the account to use for something special. When we do this we eventually have buyer’s remorse or regrets when something bigger comes along. For example we may think that the money will be returned in the next month when we get paid again, but suddenly something happens like an appliance breaks down and we have to spend the replacement money. The fact is that when money has been spent it is gone and you have to work harder to replace it.

If you are the type to worry about having instant access to savings, you might want to consider internet savings accounts. These savings accounts have instant access in that you are not penalised for taking money out of the account. The downside is that it can take a few days or up to a week to get the cheque from the account into your hands. This is because most internet banks do not have local branches where you are able to go to an ATM and withdraw the money without fees.

This is not to say you don’t have other means of accessing the money. You could use an ATM card attached to the account if there is one. You may also be able to do a money transfer online to your checking account, but generally there are fees for this too. If you want to avoid the fees it definitely takes a few days for the cheque to arrive in the mail. This can be a good thing if you do not have an emergency situation where you need the funds yesterday. It makes you pause and think about whether you can wait for several days for the check and thus whether you can wait to get paid again. Additionally, it helps you consider whether you need what you were about to buy. If it is something like a manicure, DVD, or new TV perhaps you might reconsider the purchase and allow your savings to grow. If it is a car repair or a home appliance replacement chances are you will go through with the sale.

Internet savings accounts have been popular in the last several years due to the higher interest rates they offer. Internet banks have low overhead thus they are able to pay a little more in interest to you. It means you accrue a little more money quicker than an instant access savings account, but maybe not as much as a five year long term account.

Will the government put back pension reform?

Admin BCE — Fri, 21 Oct 2011 10:00:40 +0000

I have recently heard that plans to enrol workers automatically into company pension schemes may be put on hold amid mounting concern over the state of the economy. It was mentioned in the Sunday papers that there was a government report which recommends delaying the introduction of the flagship new system, due to begin next year, and suggests smaller firms could be exempted altogether. There are concerns over the financial and bureaucratic burden on small businesses at a time when many are already struggling. There are also worries about the potential impact on consumer spending, with as many as 7 million workers not currently saving for their retirement suddenly receiving significantly smaller pay packet. Experts estimate the scheme will take around £10 billion a year out of consumer spending as every firm would be legally obliged to provide a pension scheme for workers and to make a contribution into the fund.

The new rules are supposed to be introduced from October 2012 but I’d like to know whether there is a chance that the government will put everything back in an attempt to help the economy grow, as personally I don’t think they will.

Considering all the potential problems it will cause, will Pension Reform definitely be introduced in 2012?

Admin BCE — Wed, 12 Oct 2011 10:02:44 +0000

Reform of Occupational Pensions has been discussed for many years now and it is only recently that legislation has finally been agreed. The Labour government introduced the intended changes and although many people thought the new coalition government would cancel the proposed reform, they passed it and agreed for the rules to begin from October 2012.

Pension reform is here to stay and many economists believe there will be significant effects on the UK economy as a consequence. Initially it will be employers who are worst affected by the new rules. The administration of setting up a pension scheme can be time consuming and costly. If employers do not currently have an Occupational Pension scheme in place then they would either need to set one up or use the government funded scheme called NEST.

The new scheme would need to be able to accept ‘auto-enrolment’ of members and be able to comply with reporting duties to The Pension Regulator (TPR). Once the scheme is set up then there would need to be an initial payment of 1% of members salary increasing to 3% after the staging period ends.

If you are looking to review an Occupational Pension scheme then please contact Company Pension Review on 0843 317 9569.

Why Get an Offshore Account?

Admin 3 — Fri, 17 Jun 2011 20:41:48 +0000

Offshore banking seems so dangerous, so top-secret, and even appears criminal. But, offshore banking is simply banking in a jurisdiction other than the one in which you live or have citizenship. Offshore banking is a completely legal practice that offers special tax benefits, privacy advantages and global access.

Tax Benefits
Offshore banking allows you to earn interest on these accounts and investments are paid without the deduction of tax. Additionally, your tax liability may be reduced stateside when you transfer your investments to an offshore account. The most popular offshore locations are those which do not tax you or charge a Capital Gains Tax. These “tax havens” offer these benefits to their own citizens as well as their customers from other countries that use their services.

Confidentiality and Security
Anonymity and confidentiality are fostered by offshore jurisdictions, but they cannot offer complete secrecy. Banks still have a legal obligation to report criminal conduct, but offshore vehicles like International Business Companies (IBCs) and Offshore Trusts help to maintain confidentiality. Most offshore locations have severe civil and criminal penalties in place for breach of confidentiality or illegal disclosure of client information. In addition, most offshore banks are considered safer than domestic banks.

Global Access
You never have to actually visit your offshore bank. You can bank from anywhere in the world through a secure Internet connection. Plus, you can receive an internationally accepted debit or credit card, allowing you to access cash from ATMs worldwide.

Convenience
An offshore account is a fantastic tool for those conducting international business. If you are working and earning income in another country, transfer of payment and access to those funds are already in that country’s currency. Offshore banking also allows you to be an online entrepreneur or able to conduct business on foreign soil, providing credit and dept cards to access your funds anywhere.

This was a guest post by NewYorkBankingRates.com, a site that provides daily updates on the latest New York CD rates, finance information and more.

With Property Investment You can Retire Young And Live Off

admin — Fri, 10 Dec 2010 13:54:38 +0000

With Property Investment You can Retire Young And Live Off Your Profits.

In the fast-paced, exemplary world today, money matters more than most other things. This is the era of LPG (Liberalization, Privatization, and Globalization.) People are interested in exponential growth of money rather than slow growth. So, instead of saving all your income and using it for your post-retirement life, you can invest your income in a judicious manner to multiply it and earn much more from it. Investment properties are a hot option for that kind of a plan. Investment property is a property that is not occupied by the owner, usually purchased specifically to generate profit through rental income or capital gains. There are lots of convincing reasons for you to realize the benefits of investment properties.

Property investment is where you make a small investment into a property, typically one still being built, which is known as an off plan property and then go on to rent it out to get good dividends, and then once raised in price, you can sell it to gain a profit or to purchase more property.

No investment today offers the stability and simplicity along with the excellent returns offered by investing in property. The stock market can offer high returns, but it is a very volatile and unsteady place. This is especially true for non-professionals and there are so many external factors that can effect your financial investment. Not to mention the fact that the major stock markets have generally been underperforming and property investment stands head and shoulders above other forms of investments. There are a lot of options when it comes to investing in property, as you can choose the option of investing in Commercial property such as industrial/offices, hotels, apartments, retail shops and the list goes on. It can be a residential property; you can buy it and sell it at a higher rate for capital gain or rent it for regular dividends.

Property is now the wise investors weapon of choice. No other investment allows you to purchase with other people’s money (Equity partners) and then pay this back with other people’s money (the rental income from tenants). If you own a property, you can release equity against that property. Although there is no law that states that your property will increase in value year on year, it is accepted that a well maintained property in a reasonable area will appreciate in value.

Here are some points which are sure to make you flabbergasted about the profits of property investment.

50% of individuals mentioned on The Times Rich List made their money through investing in Property.
A property worth just 4000 30 years ago would be today worth around 225,000
Equities or Stocks can be volatile, as with the .com crash, whereas a property is historically stable.
It is well documented that on average the value of a property doubles every 7 years.

Property investments provide equity growth and they maintain good cash flow and not to mention, the capital appreciation is higher than any other type of investment. According to figures from FPD Savills Research, the total net return including capital appreciation on a prime central London property was 18.6% last year. In the UK, the total net return was 16.3% and in Spain it was even a stronger performance during last year.

The benefit of investing in a property is that you can remove the emotion from the purchase and look at the property as an investment vehicle. This opens a lot of options for you. You can utilize your re-assignable contract option and sell at a substantial profit prior to completion, carrying no redemption penalty or you can take the “buy to let” situation and generate a good reliable rental income, including substantial capital appreciation.

Why Buying Investment Real Estate in Singapore – Singapore Property

admin — Wed, 08 Dec 2010 17:04:36 +0000

Why Buying Investment Real Estate in Singapore – Singapore Property

Why Buying Investment Property in Singapore

Purchase finance property in Singapore is a definitely a high possibility to acquire money in a tangency dimension. Here’s why:

Utilisation
Since gaining independency in 1965, Singapore has witnessed a hammy rise in its modular of living. And fortunately, the Asian government has been proactive in transferral on an island-wide industrialization and the contemporary frugality of this island-country is steadfastly counterpoised on manufacturing and electronics. Singapore has gained immensely from the undeviating naturalized investments and the status of an port and advert hub for Southeasterly Asia which is why finance in property in Singapore is an tickling chance, and it’s all thanks to the island’s strategic emplacement in the europe.

Saving
Singapore is a zealous example for all countries as it overcame its need of unprocessed resources to prettify not just the 18th wealthiest land in the class, but to also beautify one of the juggernaut economies of the Eastern subcontinent. With unnaturalised unnecessary of $139bn, today’s Singapore is a far cry from the old sportfishing village it utilized to be.

Singapore is also one of the Cardinal Denizen Tigers along with Hong Kong, Southeasterly Korea and Formosa. The region has also been rated as the most commercially viable action world-wide and attracts thousands of naturalized expatriates who get work in multi-national corporations, rising the claim for actual demesne and experts tout this to be the ripe instance to for investment in property in Singapore. Piece the Singaporean frugality grew by 6.4% in 2005, it’s created a fact of sorts when it grew by 7.9% in 2006!

Standardised of Extant
Singaporeans sex to acquire money and elastic richly, a fact that is echoic in the Expenditure of Living Inspect conducted this period by Manufacturer HR Consulting, which stratified the region as the 5th most valuable in Assemblage and 14th most valuable land to elastic in across the class! Investment in property in Singapore is oriented to harvest tasteful rewards for you as the prescriptive of experience is upper and the stock is superior, linked with a oecumenical and secular move has prefab Singapore a auspicious goal for expats, and foreigners who relish the fantabulous wellborn of invigoration, myriad tastes of Asiatic cultures, and a traditionally accord of several cultures, traditions and religions, Singapore has a talent to object you and accept you in its outside munition.

Climate/Environment
Singapore has a hot timber type of condition with no fact seasons. The temperatures represent from 22C to 34 C with relational wetness of around 90% in the start and 60% in the salutation. The hottest months are June and July, spell Nov and December are wet months and Lordly to October are strict due to rubble storms.

Forests and nature reserves hit up for 23% of the country and the prima woodland is Bukit Timah Nature Taciturnity.

Realistic Acres in Singapore
The factual acres marketplace in Singapore is propelling with total residential soprano being around US$ 540,000. For all of you who are intellection to get, or put in the Asian property marketplace, there are a countywide extent of protection options. All fashionable constructions proceed with a superfluity of excellent facilities that aid in maintaining a overlooking canonical of experience in pulchritudinous and weightlifting surroundings and galore engage panoramic views of the sea!

These reasons should be sufficient for you to actualise that finance in property in Singapore now effectuation exclusive one abstraction , advantage!

What You Need To Know In Furnishing Residential Rental Investment

admin — Sun, 28 Nov 2010 20:49:28 +0000

What You Need To Know In Furnishing Residential Rental Investment Property

For first time real estate investors who purchase residential property, there is always a dilemma over whether to furnish their residential rental investment property and if so what types of basic amenities to provide. This article therefore will cover the two basic types of rental arrangements that will come up if you should want to rent out your residential investment property.

The first type of rental available is an unfurnished investment property. These tenants are the type that will come with their existing furniture and want to move all of it into your property. The problem therefore is what to do with your existing furniture. Sometimes this can result in the owner of the investment property have extra sets of furniture, like I have seen personally myself due to their tenants not liking their choice of furniture. Note that however most landlords do provide the basic amenities like washing machine, dryer and a television. If you are providing those movables, remember to list them clearly with the brand and type in the rental agreement that you sign with your tenant.

The Second type of property is fully furnished property. The thing to note here is that people will always differ from you in terms of furnishing and type of drapes used in the property. Thus one of the best ways to save money in case the existing tenant does not like the furniture that you provide is to get the furniture from IKEA which is relatively cheap to get and also easy to move to your investment property. Not only that, but remember that as long as you spend a certain sum in IKEA, you can get them to do interior designing for your property which is a real time saver, since when you are investing in your property you will be busy looking at the legal work, the mortgage and other things associated with the investment property.

There are also property management companies that have a certain way by which they furnish their apartments and might even furnish the property for you in exchange for a fee. It is submitted that this might be better as it might allow them to market your property with a higher rental. The reason for this is that these property management companies group their rental properties in terms of furnishing and size to determine their rentals so you might want to take a look at their brochures.

In conclusion, at the end of the day, if your investment property is already furnished nicely, you might want to hold out until a tenant that likes your style of furnishing appears so that you can save on the trouble of moving your furniture. Otherwise unless you like furnishing property and are blessed with a good sense of fashion sense, it will be best to leave the furnishing to the professionals.

United Kingdom property investors emerging as biggest market for Philippine

admin — Tue, 23 Nov 2010 17:08:28 +0000

United Kingdom property investors emerging as biggest market for Philippine Apart-Hotels or Condotels

Beth Collingz, of PLC International Marketing Networks, Lead Marketing Partner with Pacific Concord Properties Inc., whom have Condo Hotel or Condotel developments in the Philippine, and whom specializes in working with international clients in a recent conference with UK Investors held in Cebu, said: Since the Dollar value depreciated and UK Pound Sterling hit 92:1 on the Philippine Peso, my phone has been very busy with buyers from the UK interested in purchasing investment properties and holiday homes here in the Philippines.

A lot of this interest is being driven by relatively cheap market prices in the Philippines compared to Europe, especially UK Housing prices, and easy payment options available for our Condotel Developments, but there are other factors, too. Offshore Property Investors, Foreign baby boomers as well as overseas Filipinos, are looking for ways to maximize their return on investments as they approach retirement, and so are purchasing second homes, particularly Condotel Investments where they can use the Condo for vacations and rent it out through In-House Management when not using the unit thereby gaining rental incomes that on todays purchase prices, give a projected ROI on their investments of some 8-16% depending upon the mode of payment for the unit.

Collingz, who also runs PLC Global Pinoy, an internet based marketing network specializing in Condotel Investments, indicated more than 85% of all sales in Metro Manila were to international clients. These international buyers know its a buyers market in the Philippines right now – there are a lot of properties available and fewer local buyers, Collingz said. Im working with clients who are purchasing their second property with me. We also have referrals from many of our prior customers and new clients who have found us through our Web sites, lancastersuites.com and plcglobalpinoy.com which include a special section for international buyers.

Another major driving factor in overseas property investments from the United Kingdom is UK Tax Payers taking advantage of tax incentives and Investing their Self-Invested Pension Plan [SIPP] In Philippine Condotel Investment Real Estate for Rental Income and Retirement said Collingz.

A Self Invested Pension Plan [SIPP] is a personal pension plan but with one very significant difference: administration is separate from investment content, giving the plan holder freedom to choose for himself and change the investments within it. The long-awaited rules on what savers can include in their personal pension plans were unveiled in April 2006 by HM Revenue & Customs. The Guidance Notes confirm that the Chancellor is permitting Self Invested Pension Plan [SIPP] holders to invest in hotels such as the Lancaster Brand of Condo Hotels in the Philippines. The only stipulation is that SIPP holders may not stay in their rooms. With more nights available for paying guests, this not surprisingly increases the room owners’ returns. It is estimated there are now more than 70,000 plans holding over 14bn.

A year or so ago, few people in the UK realized that they could manage their Pension Plan portfolios themselves, and even fewer knew that they could invest their SIPP retirement money in homes in the sun which now prove to be among the most popular potential investments to include in a SIPP

If youre considering using your SIPP to invest in real estate, there are some excellent reasons that you should choose Philippine Condotel Investment real estate to drive your retirement portfolio into high profit margins. The Philippines is ideal for this type of investment because a SIPP can establish title to a property in a country whose legal framework recognizes trusts and a SIPP is simply another form of trust.

Investing in foreign real estate is neither as risky nor as tricky as a lot of people would have you believe. While land and housing prices in the U.K. have soared astronomically in the past decade, the world real estate market is a far different story. Its still possible to buy a preconstruction Condotel suite at Lancaster The Atrium located in Metro Manila, Philippines, for less than GBP 25,000.00

The beauty of holding property in the Philippines is the low cost of property taxes and maintenance. A GBP 25,000 Condotel suite will only set you back GBP 100 in property taxes per year, and maintenance costs are similarly low. When you add in the tax-protected status of investments made in your SIPP, annual off plan property appreciation and the 8-16% returns through rental income through the Condotel advantage, you have an incredible ROI on a purchase of Philippine Condotel investment real estate enthused Collingz.

With preconstruction property in the Philippines appreciating at some 20% per annum not only do real estate investments look good but the rental income return in the Country is in excess of what many Pension Plans offer for the same or similar investment.

Many new investors are looking to replace failed pension plans and other future saving schemes with a solid investment in Real Estate. Clients are looking for investments that will give them an income for retirement as an alternative to traditional private pension plans that have failed. Most company pension plans are insufficient as are Government Pensions. Bank rates for Savings accounts are at record lows. Savvy investors are now looking for a more solid investment with potential for monthly income. Condotels in the Philippines fit the bill.

This potential, high rates of rental returns from Condo Hotel Investments, up to 16% per annum, opens up a huge market not traditionally looked at by Real Estate Agents and Brokers whom all so often run around looking for normal residential profile buyers without looking at the by far bigger picture of investments, investing and retirement. “Were here to help our clients and advise them of emerging investment opportunities in the Philippines. Self-Invested Pension Plans and Lancaster Condotels, fit this bill exactly; adds Collingz.

Pacific Concord Properties, Inc., Flagship Lancaster Condo Hotel [Manila] development located along Shaw Boulevard, Mandaluyong City, Metro Manila, is currently one of the hottest Condotel Investments in the Philippines. Lancaster – The Atrium is accepting Reservations for Studio, One, Two & Three Bedroom Suites adopting International Standard Escrow Trust Account Buyer Safe Easy Secure Payment Plans with 6 year interest free payment terms or up to 12 year “In-House” financing available, full condo ownership and minimum monthly maintenance fees, you really should take a moment to look at this Philippine Condotel Investment Opportunity said Collingz.

Further info regarding Condotel Investments in the Philippines, Lancaster Suites currently available suites, price and terms of payment can be found on the firms website.

United Kingdom property investors are emerging as the biggest market

admin — Sun, 14 Nov 2010 17:10:58 +0000

United Kingdom property investors are emerging as the biggest market for Philippine Condotels

UK Property Investors in the Philippines

admin — Sat, 06 Nov 2010 12:02:35 +0000

UK Property Investors and Filipinos Married to British Citizens Snap Up Cheap Condotel Investments in
the Philippines taking Advantage of Financing Options Open to International Buyers

Pacific Concord Properties, Inc., Flagship Lancaster Atrium Suites Condotel [Manila] development located
along Shaw Boulevard, Mandaluyong City, Metro Manila, is one of the hottest Condotel Investments in the
Philippines where property investors, apart from real estate appreciation initially reckoned to be 100% for
early investors, will get projected Rental Incomes on their units of up to 16% per annum once fully
operational from 2010

According to Beth Collingz, of PLC International Marketing Networks, a Lead Marketing Partner with
Pacific Concord Properties Inc., whom have Condotel developments in Metro Manila and Cebu, and
specializes in working with international clients: My phone has been very busy with buyers from the UK,
Scotland and Australia interested in purchasing investment properties and holiday homes here. A lot of this
interest is being driven by the relatively cheap market prices in the Philippines compared to Europe,
specially UK Housing prices, and the easy payment options available for our Condotel Developments, but
there are other factors, too. Offshore Property Investors, Foreign baby boomers as well as overseas
Filipinos, are looking for ways to maximize their return on investments as they approach retirement, and so
are purchasing second homes, particularly Condotel Investments where they can use the Condo for
vacations and rent it out through our In-House Condotel Management when they are not using the unit
thereby gaining rental incomes that on todays purchase prices, give a projected ROI on their investments
of some 12-16% depending upon the mode of payment for the unit

Beth Collingz, who runs PLC Global Pinoy, an internet based marketing network specializing in Condotel
Investments in the Philippines, indicated that more than 85% of all Condotel sales in Metro Manila were to
international clients. While such a level of foreign-purchasing activity is not as high in the Philippines
provinces, Cebu in particular, has seen a sharp increase in real estate purchases by international buyers in
the past several years.

These international buyers know its a buyers market in the Philippines right nowthere are a lot of
properties available and fewer local buyers, Collingz said. Im working with clients who are purchasing
their second property with me. We also have referrals from many of our prior customers and new clients
who have found us through our Web sites, lancastersuites.com and plcglobalpinoy.com which include a
special section for international buyers

Previously a stumbling block for some international buyers was the perception that it is difficult if not
impossible to obtain financing in the Philippines. As a result, many purchases in the past were cash
sales.

Pacific Concord Properties recently introduced the new affordable easy payment plans for the Lancaster
Atrium Manila Condotel Suites where a Studio Unit can be purchased without any down payment, and 67%
of the contract price payable over 60 months interest free and the 33% balance payable on turnover of the
unit or to be extended for another 60 months through PCPIs no prequalification no hassle finance plan,
sales of the companies inventory of units will surely sell out quickly to investors seeking to take advantage
of the Condotel Investment Boom in the Philippines.

A major stumbling block for some Investors from the UK was the perception that purchasing property in
the Philippines was risky with nightmare stories of fraud and deception abounding due to the lack of
Professional Realtors and Internationally accepted principles of Real Estate Transactions.
With Pacific Concord Properties Inc adopting International Property Standards and the only Philippine
Real Estate Developer to operate the Internationally accepted practice of Escrow Trust Account Banking
for all payments made by buyers of its Condotel Suites, international offshore property investors need no
longer worry about the security of their investments.

For further info please do not hesitate to contact us:

Beth Collingz

PLC International Marketing Networks

Find the best offshore investments on the internet

Internet Savings Accounts

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